Tom and Michelle, in their early 50s, were unsure how to manage a $600k inheritance. With no extra super contributions and limited investment knowledge, they sought guidance.
We helped them reduce tax, optimise their super, and make work optional within 8 years. Now, they feel confident, in control, and excited about what’s ahead.

Financial advice is more human than you might think. Behind every great advisor is a dedicated team quietly driving the details—following up, checking in, and keeping your financial life moving forward. This is where trust is built, momentum is created, and plans come to life.

The proposed $3 million super rule will apply an additional 15% tax on earnings from superannuation balances above $3 million, including unrealised gains, marking a major shift in how super is taxed. While it’s expected to impact around 80,000 people initially, the lack of indexation means more Australians will be affected over time. This change raises concerns around cash flow and long-term retirement strategies, particularly for those with SMSFs or growing balances. To manage exposure, individuals can consider strategies like contribution splitting, investment bonds, strategic personal investing, and super contributions for adult children.

AI is reshaping the financial planning industry by handling tasks like data analysis, compliance monitoring, and document automation, allowing advisors to focus more on strategic, client-focused work. At Braeside Wealth, we embrace technology as a tool to enhance—not replace—the expertise, empathy, and trust that define quality financial advice. The future of financial planning is a collaborative model where people and technology work together to deliver smarter, more human-centric solutions.

A mini retirement lets you take a meaningful break without sacrificing your financial future.
With the right planning, time off can be part of your long-term strategy.

Wealthy Aussies are missing a trick: using their kids’ super to build long-term, tax-effective family wealth. Done right, it boosts retirement savings, cuts tax, and strengthens your legacy. A smart, simple strategy for those thinking beyond their own nest egg.

Carl and Holly, a busy couple in their early 40s with two teenage children, had built a strong financial foundation, including an inheritance, substantial superannuation and investments. Despite this, they felt uncertain about their financial decisions and sought guidance. Their goals included early retirement, supporting their children’s weddings, travelling, and renovating their home. Read our case study article to find out how we helped Carl and Holly to navigate their options and achieve financial independence.

Investing in self-care is just as important as managing your finances. By setting boundaries, scheduling breaks, staying active, and practicing mindfulness, you can enhance productivity, reduce stress, and make better financial decisions. Whether it's budgeting for wellness activities or seeking support when needed, prioritizing your well-being leads to long-term success in both life and finances. Take care of yourself today for a healthier, more balanced tomorrow!

Retiring at 55 might seem like a dream for many, but with the right planning and investment strategy, it’s achievable. This guide outlines the key steps to making work optional, including determining how much you need for retirement, building a tax-effective investment portfolio, and using strategies like debt recycling and super contributions. It also introduces the three-bucket strategy to manage your finances before and after reaching retirement age. With discipline and early planning, you can achieve financial freedom and retire comfortably well before the traditional age.

Raising money-savvy kids doesn't have to be complicated. By teaching them about emotions around money, using fun games like Monopoly to build financial skills, encouraging entrepreneurship, and introducing long-term investing concepts, you can set them up for future success. Additionally, fostering a sense of social responsibility through giving back, setting financial milestones with rewards, and utilizing tech tools like budgeting apps can make learning about money both engaging and educational. Start early, be consistent, and lead by example to help your kids develop a strong foundation in financial literacy.

We often hear plenty of news about what the Reserve Bank of Australia (RBA) is expected to do to interest rates and how they’re either the devil coming to punish us all or the hero coming to save the day. Often the whole operation is incredibly politicised but why is this system in place and what does it aim to achieve?

As a wife, and mum of two young girls, I am always keenly aware of the importance of financial stability—not just for my family, but for the future we are all building. Living in a world that is interconnected yet unpredictable, the economic resilience of nations like Australia provides a sense of security and inspiration.

Investing in property isn’t always the golden ticket to financial freedom. Before deciding to invest in property through an SMSF, individuals should carefully consider their financial goals, risk tolerance, and ability to manage the complexities involved. Consulting with financial advisors or property investment specialists can also provide valuable insights and guidance

What does it really cost? Don’t let retailers control your purchases by manipulating your emotions. Use this guide to help you navigate Black Friday and Cyber Monday pressures.

Should you be buying a home as soon as possible, or is renting for the long term okay? It’s difficult to go one day without hearing about the property market and how crazy it is, but so many of us hear so many different opinions and still don’t know what we should be doing. This is where the rise of “rent-vesting” has come in, where you might rent where you want to live and look to purchase an investment property in a more affordable area.

One of the most common questions people ask us is ‘what’s the number?’ or ‘how much do I need to retire?’ Unfortunately, the answer we initially provide is ‘it depends’. This article explores the key elements influencing retirement savings and provides guidance on how much money you might need to retire.

Will you be eligible for the Age Pension? What can you do to increase the payment you receive to secure your retirement?

Financial planning is a vital step towards empowering women to take control of their economic futures. It's essential for women to prioritize their financial well-being, considering factors like breaks, caregiving responsibilities and longer lifespans. A tailored financial plan addresses these unique challenges, helping women build their wealth, secure their retirement, and create a lasting legacy.

Starting and running a small business can be both exciting and challenging. You’re bound to encounter hurdles along the way. However, being aware of common pitfalls can help you navigate the small business landscape more effectively.

When it comes to planning for your future, time is your best friend. Find out here why the best time to build a financial plan is 10 years ago, but the second best time is today.